Equipment Financing available from Paramount Merchant Funding

30 Mar

Article posted by DonKluger69 as Business

Financing in equipment and working capital both essential to gain smooth growth and sustainability aims in business. The former is the lifeblood while the latter is the oxygen to maintain the overall, financial health of the business. The net working capital can be calculated by the difference of current liabilities and
current assets. When liabilities exceed than assets the working capital investment tends to negative or vice versa. Maintaining working capital investment in the positive side ensures that business can pay off its debt or vice versa.
Working Capital Calculator
A prudent investor always focuses on a working capital calculator, either is it in positive or negative sides prior to think for investment. The credit card receipts benefit the investors in the future when need commercial loans from Banks. Equipment finance decision makers prefer to use equipments as working capital by transforming it, into a sale and leaseback.
Global Melt Down
Investors are thinking about the sourcing of equipment finance, in global melt down expected to be at peak during 2012. In the USA, debt to GDP ratio is surpassing 349%. Ratio surged 450% in Japan, 444% in EU, and 460% in the
UK. Moreover, China and India are facing the challenge of manufacturing the recession. While, the growth rate in Brazil is not increasing in the third quarter. In this recessionary global outlook, to generate and allocate working capital, for equipment finance will be a test for investors.
Bad Credit Equipment Finance
If someone failed to pay banks dues like credit card bills or loans, then can easily be the victim of worthless credit vicious cycle. This makes discredit the borrower to apply for future loans or other credit from the banks. Those who have lost their credit score face credit and debt problems for financing the equipment. Experts offer credit solutions for bad creditors to identify mistakes, counseling to manage debt, credit clean up advice and emergency credit repair help.
Financing Sectors
A report shows that, in global recession, banks and financial companies have diverted financing towards computer hardware, trucks, office facilities, mining equipment and others.
Confidence Index
According to month-wise trust Index, for the $628 billion Equipment Finance Industry, issued by the Equipment Leasing & Finance Foundation in March 2012.
“Overall, trust in the equipment finance market is 62, up from the February index of 59.6, indicating industry participants are optimistic despite concerns that external factors, including gas prices and the upcoming elections, may have on the market”.
Experts Opinions
Experts recommend the investors to consult with a tax advisor and legal professionals to direct them prior to opt for any type equipment financing. Market conditions vary with the passage of time; therefore it is up to investors to select the best choice for financing.
Benefits of Leasing Equipment
In present global credit crunch scenario, financial companies and banks are offering attractive and smart equipment financing deal. A report shows investors are diverting towards equipment leasing. Here, are few the most common benefits to leasing equipment.
Conserve Your Working Capital, Preserve Your Credit Lines, 100% Financing, Tax Benefits, Quick Approvals, Off Balance Sheet Financing, Fixed Payments, Fixed Rates, Equipment, Restrictions, Convenience, More Payment Options, Lease Used Equipment, Avoid Equipment Obsolescence, Hedge Against Inflation Better Financing Options than Banks.